Restaurants, Bars, Liquor Liability
- Dancing
- Entertainment
- Bouncers
- Nightclubs
- Prior claims and/or violations
Restaurant Product Advantages
- Expense outside the limit
- Coverage available for bodily injury and property damage
- Assault or battery coverage for most restaurants
- Fifteen percent liquor liability credit available for responsible establishments with a formal third-party server awareness training program
- Fifteen percent liquor liability credit available for establishments that close by midnight
- Five percent liquor liability credit available for establishments that utilize an electronic ID scanner
- Consideration of risks with one prior claim in the past three years for property or general liability
- Consideration of risks with one prior claim in the past five years for liquor liability in many states
- Can consider risks with prior liquor violations
- Excess general liability or umbrella up to $5,000,000
- Hired and non-owned auto liability up to $1,000,000 (equal to the general liability occurrence limit; not available in AZ, GA, IL, MS, VT or WI)
- New ventures are eligible
- Bouncers, security or doorpersons are eligible
- Alcohol receipts up to 50 percent
- Equipment breakdown coverage (automatically includes a $250,000 food spoilage sublimit)
- Crime coverage is available
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Need Help?
Contact Us anytime between 8 am and 4:45 pm.
newbusiness@gotosra.com
(877) 587-2886
Quick Contact
Product Info
Disclaimer: Website for informational purposes only. Coverage and policy enhancements vary per carrier and product. Risk eligibility varies per carrier. Please consult actual policy forms and endorsements for specific coverage information.