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Habitational Programs

Home Products Habitational

Landlord Solutions

Whether you have a single 1-4 family dwelling, multiple locations, an apartment building, or a mixed occupancy risk; we have a variety of solutions to help you deliver a competitive and reliable policy to your client.

Eligible Risks Include:

  • Dwellings Rented to Others 1-4 family
    • Multiple Locations
  • Apartments
  • Mixed Occupancy
  • Condo Associations
  • Townhouse and Condo units 1-4 family

Available Program Coverages*

  • Basic Plus and Expanded Coverages
  • Replacement Cost or Actual Cash Value
  • Property Only Coverage
  • Business Income / Loss of Rents
  • Loss of Income – Off Premises Utility Service
  • Up to $4,000,000 Liability Limits
  • Per Location Aggregate Liability Limits

  • Personal Injury
  • Medical Expense
  • Commercial Umbrella up to $10,000,000
  • Employee Dishonesty
  • Equipment Breakdown
  • EPL Coverage (Tenant Discrimination)
  • Coverage specific policy forms for Condo
  • Associations and Condo Unit Owners

Commercial Umbrella

  • Umbrella Policies available with limits up to $10,000,000
    • Please call to discuss higher limits.

Other Available Coverages

These coverages may be available on various BOP or Package Policies.

  • EPL –  Tenant Discrimination
  • Hired & Non-owned Auto
  • Earthquake
  • Builder’s Risk
  • Monoline General Liability
  • Monoline Property

Need Help?

Contact Us anytime between 8 am and 4:45 pm.

newbusiness@gotosra.com
(877) 587-2886

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Disclaimer: Website for informational purposes only. Coverage and policy enhancements vary per carrier and product. Risk eligibility varies per carrier. Please consult actual policy forms and endorsements for specific coverage information.